I feel like it’s usually elderly people who are victims of phone scams, but this one is convincing enough to get anyone!

It goes like this: someone calls you and tells you that your Duke Energy payment is late. You must pay immediately or your electric will be shut off. Remember that Duke – or really anyone reputable – will never ask for payment with a prepaid card. Ever.

Find out more here and learn how to protect yourself!

 (Photo by Davis Turner/Getty Images)